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Welcome to affordable Gulf-access waterfront living in the heart of downtown Cape Coral! This inviting 2-bedroom, 2-bath second-floor condo offers the perfect blend of location, lifestyle, and value — complete with a dedicated carport and easy boating access.
Inside, the condo feels clean, fresh, and move-in ready with a beautifully updated Craftsman-style kitchen featuring quartz countertops, crisp cabinetry, and a newer appliance package. New LVT flooring welcomes you and plush carpet in the Living room and bedrooms add comfort and style throughout. The bright, open living space flows seamlessly to the screened lanai, where impact windows in the kitchen and master suite and accordion storm shutters provide peace of mind. Relax your days away in the screened in lanai overlooking the canal!
For boating enthusiasts, the HOA allows owners to build their own private dock and install a boat lift, offering a rare and flexible opportunity to customize your waterfront access and enjoy direct Gulf boating at your own pace.
Beyond the interior, the lifestyle truly shines. Walk to downtown Cape Coral’s restaurants, shopping, and weekly farmers market, and enjoy being right in the center of community block parties, festivals, and waterfront celebrations. Whether you’re looking for a full-time residence, seasonal escape, or investment opportunity, this condo delivers unbeatable access to dining, entertainment, and the Gulf lifestyle — all at an approachable price point.
Recent community and condo upgrades add to the appeal, making this a smart and stress-free choice for coastal living. Don’t miss this opportunity to enjoy Gulf-access living, sunset strolls, and downtown energy all in one place. Rentals permitted with restrictions. Minimum 90 day lease term required. Age-restricted (55+) community.
Property Details
Price: $184,500
Sq Ft: 1,187
($155 per sqft)
Bedrooms: 2
Bathrooms: 2
City: Cape Coral
County: Lee
Type: Condo
Development: Captains Harbor Condo
Virtual Tour/Floorplan:
View
Year Built: 1984
Listing Number: 2026002938
Status Code: A-Active
Taxes: $3,749.00
Tax Year: 2025
Furnishings: Unfurnished
Pets Allowed: Limits
Interior Features:
Smoke Detectors
Vaulted Ceiling(s)
Window Coverings
Amenities:
Community Boat Dock
Community Gulf Boat Access
Pool
Storage
Financial Information:
Taxes: $3,749.00
Tax Year: 2025
Association Fee: $2,135.00
Association Fee Frequency: Quarterly
Exterior Features:
Elec Avail at dock
Water Avail at Dock
Wooden Dock
Screened Balcony
Storage
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Refrigerator/Freezer
Self Cleaning Oven
Smoke Detector
Washer
View:
Canal
City
Landscaped Area
Waterfront Description:
Canal Front
Additional Information:
Building Design: Low Rise (1-3 Floors)
Community Type: Boating, Non-Gated
MLS Area: Cc12 - Cape Coral Unit 7-15
Price per Square Feet: $155.43
Total Floors: 2
Water: Central
Construction: Concrete Block, Stucco
Foreclosure: No
Short Sale: No
Date Listed: 2026-01-16 00:00:00
Pool: No
Pool Type: Community
Pool Description: Community
Private Spa: No
Furnished: Unfurnished
Kitchen Description: Dome Kitchen
Windows: Window Coverings
Parking: 1 Assigned, Covered, Guest, Detached Carport
Flooring: Carpet, Vinyl
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Fireplace: No
Storm Protection: Impact Resistant Windows, Other, Shutters - Manual
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Central
55+ Community: Yes
Pets: Limits
Restrictions: Limited Number Vehicles, No Rv
Maintenance: Insurance, Irrigation Water, Lawn/Land Maintenance, Pest Control Exterior, Rec Facilities, Reserve, Sewer, Trash Removal, Water
Rear Exposure: S
Lot Desc.: Oversize
Amenities: Community Boat Dock, Community Gulf Boat Access, Pool, Storage
Map of 1016 46Th St Se #203, Cape Coral, FL 33904
Listing Courtesy Of: Berkshire Hathaway Florida
carolynchesser@comcast.net